Terms & Conditions

Last Updated: Feb 9th, 2026

These Terms & Conditions (“Agreement”) outline the relationship between Find Health Coverage Now (“we,” “our,” “us”) and the Client (“you,” “your”) for all digital services provided. By requesting services, paying an invoice, or beginning a project, you agree to these terms.

By using this website, submitting a form, or engaging with Find Health Coverage Now (“we,” “us,” or “our”), you agree to the following Terms & Conditions.

1. Services Provided

Find Health Coverage Now provides health insurance education, plan comparisons, enrollment assistance, and ongoing support to individuals, families, and small businesses. Services may include guidance on medical, dental, and vision insurance options through licensed and appointed carriers.

Find Health Coverage Now acts as an independent insurance advisor/broker and does not provide medical care, legal advice, or financial advice.

2. No Guarantee of Coverage or Pricing

Coverage availability, benefits, and pricing are determined by insurance carriers and subject to eligibility, underwriting, and state regulations. Find Health Coverage Now does not guarantee approval, coverage availability, specific benefits, or pricing.

3. Licensing & Compliance

Find Health Coverage Now is operated by a licensed health insurance agent. Services are provided only in states where the agent is properly licensed and appointed. Any information provided is for educational purposes and should not be considered binding until confirmed by the carrier.

4. Client Responsibilities

Clients agree to provide accurate, complete, and truthful information. Inaccurate or incomplete information may result in denied coverage, delays, or changes to plan eligibility or pricing.

5. Third-Party Carriers

Insurance policies are issued by third-party insurance carriers. Find Health Coverage Now is not responsible for carrier decisions, claims handling, benefit determinations, or policy administration after enrollment.

6. Communication Consent

By submitting your information, you consent to being contacted byFind Health Coverage Now via phone call, text message, email, or voicemail regarding your inquiry, even if your number is listed on a state or federal Do-Not-Call registry. Message and data rates may apply. You may opt out at any time by replying STOP or requesting removal.

7. No Obligation

Submitting a form or speaking with an advisor does not obligate you to enroll in any plan or purchase insurance.

8. Privacy

Your personal information is handled in accordance with applicable privacy laws and is used solely for the purpose of providing insurance guidance, enrollment assistance, and related services. Information may be shared with insurance carriers as necessary to complete coverage requests.

9. Limitation of Liability

Find Health Coverage Now shall not be held liable for any direct or indirect damages resulting from reliance on information provided, carrier decisions, coverage changes, or policy cancellations.

10. Changes to Terms

Find Health Coverage Now reserves the right to update or modify these Terms & Conditions at any time without prior notice. Continued use of services constitutes acceptance of any changes.

11. Governing Law

These Terms & Conditions shall be governed by and interpreted under the laws of the state in which Vilsaint Health Solutions operates.

12. SMS Messaging Terms

By providing your phone number and opting in, you agree to receive SMS messages from Find Health Coverage Now related to services you have requested. These messages may be sent using automated or manual systems.

Message frequency varies. Message and data rates may apply depending on your mobile carrier.

You may opt out at any time by replying STOP. For help, reply HELP or contact us directly. Consent to receive SMS messages is not a condition of purchase or service.

Find Health Coverage Now is not responsible for delayed or undelivered messages due to carrier or network issues.

13. Changes to This Policy

We may update these Terms & Conditions from time to time. Any changes will be posted on this page with an updated effective date.

Find Health Coverage Now
Website: https://findhealthcoveragenow.com/
Email: [email protected]

By using our website and services, you acknowledge that you have read and understood this Privacy Policy.

STILL NOT SURE?

Frequently Asked Questions

Have questions about our services? You're in the right place!

How do I get a free quote?

Simply fill out our short form above with your zip code, date of birth, and household income. A licensed advisor will contact you within 24 hours with personalized plan options from top carriers.

What health insurance carriers do you work with?

We work with major carriers including Aetna, Cigna, Humana, UnitedHealthcare, and Blue Cross Blue Shield, among others depending on your state.

Can I get health insurance for my small business?

Yes! We help small business owners compare group health insurance plans for their employees. Just select "My small business" when starting your quote to get started.

Is this service really free?

Yes, 100% free with no obligation. Our licensed advisors are compensated by the insurance carriers, not by you. There is never a fee to get a quote or speak with an AI agent.

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